Identify your actual status
A Ukrainian passport does not itself tell you which insurance system applies. Check your current residence permission and any separate public-insurance entitlement. D/DO/… indicates temporary protection; D/VS/91 and D/SD/91 identify war-related tolerated stay.
State payment and public membership are separate
With temporary protection, distinguish membership of public health insurance from who pays the contribution. When the initial state-paid period ends, contact your public insurer to confirm the payer: employer, state under another category or yourself. A commercial policy does not replace this obligation.
Check tolerated stay separately
The official portal describes commercial insurance from the beginning for war-related tolerated stay. That does not make every cheaper policy suitable. Check the legal residence category, any public entitlement and the specific product.
A visa-free visit is a different route
If you are only visiting and have no temporary protection, review travel medical insurance and short-stay conditions. Purchasing a commercial policy does not itself grant residence rights.
Your next step
Note your residence category, validity dates and current insurer. If you are outside the public system, ask us about the appropriate commercial option. For contribution obligations, contact your public health insurer.
Frequently asked questions
The state stopped paying. Should I replace public insurance with NZPC?
No. First resolve who pays your public-insurance contribution with your public insurer.
Official sources & policy terms
The actual Slavia offer confirms price, availability and cover. Check residence requirements with the competent authority.
